The world of insurance: contractually, it must meet its obligation to compensate.
Economically, it must minimize, see that it does not compensate its insured: it is the unwritten rule that you must know.
- Rule number 1: Reread your contract and especially the specific conditions of your contract.
- Rule number 2: If the amount of the claim is significant: make yourself accompanied.
- Rule number 3: Do not speak unnecessarily in the presence of your insurer, do not produce a writing, do not give an agreement too quickly.
- Rule number 1bis: Take over all your insurance contracts, and control all aspects, as of now.
To cover the risk of your property, ask your broker to come and do a contextualized contractual update.